Payday cash loans are a very convenient quick money source that doesn’t require any paperwork or faxing.
1500 Online Loans has created a platform for our clients that enables them to find a payday loan lender in the easiest way possible. We bring you one of the largest networks of lenders who specialize in rendering financial services, such as payday loans and cash advances for people with good or bad credit history. In order to receive your payday loan, all you need to do is:
- Read and complete an online application form, which is free of charge. You need to fill out each field accurately to be eligible for a loan.
- A representative of our network will contact you to discuss details. You may not qualify for the amount you have requested and may be offered a different loan.
- The lender deposits your payday loan in your bank account.
Eligibility For Online Payday Loan
In order to qualify you need to meet the following minimum requirements:
- You must receive a regular income
- You must be 18 +
- You must have a checking or savings account
Do people with bad credit qualify?
The answer is Yes. People with bad credit history, in bankruptcy or having all kinds of credit problems (many bounced-checks, charge-offs and etc. still qualify and are approved for an online cash loan.
You can get up to $1,000 in just an hour! The loan terms and conditions are discussed directly with the lender.
Payday loans are legal in the following states: Alabama (AL), Alaska (AK), California (CA), Colorado (CO), Delaware (DE), Florida (FL), Hawaii (HI), Idaho (ID), Illinois (IL), Indiana (IN), Iowa (IA), Kansas (KS), Kentucky (KY), Louisiana, Michigan (MI), Minnesota (MN), Mississippi (MS), Missouri (MO), Montana (MT), Nebraska (NE), Nevada (NV), New Hampshire (NH), New Mexico (NM), North Dakota, Oklahoma (OK), Oregon (OR), Rhode Island (RI), South Carolina (SC), South Dakota (ND), Tennessee (TN), Texas (TX), Utah (UT), Virginia (VA), Washington (WA), Wisconsin (WI), Wyoming (WY).
Payday loans are illegal in: Arizona (AZ), Arkansas (AR), Connecticut (CT), Georgia (GA), Maine (ME), Maryland (MD), Massachusetts (MA), New Jersey (NJ) New York (NY), North Carolina (NC), Pennsylvania (PA), Vermont (VT), West Virginia (WV), the District of Columbia (DC).
Amounts: $100, $200, $300, $400, $500, $600, $700, $800, $900, $1000
British Columbia – capped at 23% of the principal (including interests and fees) Alberta – up to 23% Saskatchewan – an interest rate cap of 23% of the principal, a cap of 30% on a defaulted loan Manitoba – at 17% per two weeks Ontario – $21 per $100 borrowed for a period of two weeks New Brunswick – illegal at any rate over 60% per annum Nova Scotia – the maximum rate to 25% Prince Edward Island – $25 per $100 borrowed for a period of two weeks Newfoundland and Labrador – no legislation